jan_andrea: (wow)
Jan Heirtzler ([personal profile] jan_andrea) wrote2007-03-27 08:50 am

Hurray!

After 9 years, my student loans are all paid off!

You know what's dumb? Those loans were all for grad school... which I didn't finish (details in my "erstwhile internship" pages). I mean, I took all the courses required for my MA in secondary education; I just never finished my 12-credit, full-year internship. So in the end, I paid out some $15k for classes that were pretty much useless (see above link -- the educ classes were primarily woo-woo get-to-know-yourself garbage -- with a few exceptions -- rather than material that would actually be useful in teaching, hence my inability to complete the internship). At least it's DONE now! Yay!

And with that, I *think* we are completely debt-free. Both cars are paid off; David's loans are done, too; we rent, so no mortgage... yep, that's the lot.

Now... I wonder what our credit score looks like...

[identity profile] lovestohateyou.livejournal.com 2007-03-27 03:22 pm (UTC)(link)
Congrats! I imagine it feels pretty damn good to be debt-free!

[identity profile] jan-andrea.livejournal.com 2007-03-27 05:26 pm (UTC)(link)
It just sort of dawned on me the other day. Yeah, it does feel good :) Of course, I'll have to enjoy it while it lasts, since we're looking at house-hunting next year, and then we'll be a couple of hundred-thousands of dollars in debt...

[identity profile] the-leh.livejournal.com 2007-03-27 03:44 pm (UTC)(link)
http://annualcreditreport.com/

it's something like 8 bucks to see your score, though

[identity profile] jan-andrea.livejournal.com 2007-03-27 05:26 pm (UTC)(link)
The credit report I've done, but the score, not so much. Should look at that before we start trying to qualify for mortgages :P

[identity profile] the-leh.livejournal.com 2007-03-27 05:29 pm (UTC)(link)
Yea, when you do the report they give you an option to pay like 8 dollars for the score. Worth it if you need to know.

[identity profile] andreaq.livejournal.com 2007-03-27 04:33 pm (UTC)(link)
Congratulations! It must feel fabulous!

[identity profile] jan-andrea.livejournal.com 2007-03-27 05:26 pm (UTC)(link)
Thank you, indeed it does :D

[identity profile] lemmings-world.livejournal.com 2007-03-27 04:40 pm (UTC)(link)
I second your icon-WOW! Congrats!

[identity profile] jan-andrea.livejournal.com 2007-03-27 05:27 pm (UTC)(link)
Thanks! We've never been hugely in debt -- scheduled debt has been the most of it (car, student loans), but even so, this is sort of a boost :)

[identity profile] oscarmama.livejournal.com 2007-03-27 06:10 pm (UTC)(link)
Congratulations!

[identity profile] brunahildm.livejournal.com 2007-03-27 06:41 pm (UTC)(link)
Woohoo! We've got debt :P But it's mostly "good" debt, so... I guess that makes it okay.

Grats on being debt-free!

[identity profile] justsurvive.livejournal.com 2007-03-27 07:17 pm (UTC)(link)
wow. congrats!!